Private Defined Benefit Arrange. Discover more about our charges and minimums

Schwab’s private Defined Benefit Arrange assists self-employed and business that is small conserve aggressively for your your your retirement by permitting you to definitely make quite high efforts. Simply target a desired amount of your retirement earnings, and share quantities are modified each 12 months that will help you achieve your objective.


  • Adjustable charges beginning at $2,250 for setup, plus yearly solution charges
  • Commissions: $0 per on line trade 1 ; $0 per Schwab ETF on the web trade in your Schwab account 2

There are not any charges to start or sustain your account. Other charges may apply; please see Account prices.

Every Schwab account is sold with private investment assistance and guidance. With this specific plan, you’ll also get:

  • A personalized financing proposition
  • High efforts that are usually 100% tax-deductible, within IRS limitations.
  • A predetermined benefit at retirement
  • Professional recordkeeping and plan solution
  • Pension preparation tools and resources

Account Prices

Account Costs

The after charges use to your Schwab private Defined Benefit Arrange:

  • Adjustable costs on the basis of the final amount of individuals, beginning at $1,750 for starters person
  • Yearly solution costs in line with the final amount of individuals, beginning at $1,750 for just one individual
  • Arrange termination charges
  • Trade commissions: $0 per online trade; 1 $0 per Schwab ETF on the web trade in your Schwab account 2

*A key worker is a worker whom, whenever you want throughout the plan 12 months, is (1) an officer having yearly settlement more than $185,000 (at the mercy of cost-of-living corrections); (2) a 5% owner; or (3) a 1% owner whoever annual compensation exceeds $150,000. Staff are any workers that are maybe not employees that are key.

Associated Concerns

Have actually concerns about our Personal Defined Benefit Plan?